Real Estate Investment Advice

At Spartan Invest, we pride ourselves on providing a seamless and stress-free investment experience. A significant part of achieving this goal involves our approach to tenant selection and property management. One question we often receive from investors is why they aren’t involved in the tenant selection process. While we understand the desire for control and transparency, there are compelling reasons why we manage this aspect of the investment on your behalf. 1. Consistency and Fairness Tenant selection must adhere to strict legal guidelines to ensure fairness and avoid discrimination. Our property management team follows a standardized process that is compliant […]

In a much-anticipated announcement yesterday, Federal Reserve Chair Jerome Powell indicated that while inflation appears to be easing, the Fed is not yet ready to cut interest rates. Many experts were hoping for a rate cut sooner rather than later, but Powell’s cautious tone suggests that we may have to wait until September—or even longer—for that to happen. Why the Fed is Holding Off on Rate Cuts The Federal Reserve’s primary focus is controlling inflation while sustaining economic growth. Despite some positive signs in the economy, such as declining inflation and strong employment figures, the Fed remains cautious. Powell emphasized that […]

As you well know, choosing the right market is critical in real estate investment. Getting in at the right time, when an economy is primed for growth, and a community has an eye on expansion, can set your investment up to take off like a rocket. What better way to do that than in the Rocket City, Huntsville, AL? This burgeoning metropolitan area is investing in infrastructure, attracting corporate investment, and maintaining a focus on community and culture, making it appealing for those searching for quality of life. The following are our top reasons for leveraging Huntsville’s investment potential.  1. […]

Key takeaways Fair housing complaints are on the rise across the housing market. A 2023 Fair Housing Trend Report by the National Fair Housing Alliance (NFHA) revealed a record-breaking 33,007 complaints filed in 2022—a 5.74% increase in the number of complaints lodged in 2021. In Alabama, 368 complaints were filed in 2022—a number that the NFHA cautions grossly underestimates the actual number of violations, given that “most incidents of housing discrimination go undetected or unreported.” Still, this record-setting number of complaints is noteworthy because it coincides with a rise in penalties for non-compliance. On February 15th, 2023, the U.S. Department […]

Of all many real estate boom-and-bust cycles in living memory, none have arguably been as dramatic and significant as the 2008 Global Financial Crisis. Triggered by the collapse of the subprime mortgage market, the housing bubble’s implosion in the late aughts led to widespread loan defaults and property foreclosures that dragged nationwide home prices down 27.4% over six years. Today’s economic worries are different from those the country faced in 2008. This decade’s primary concerns are sticky inflation and waning affordability rather than recklessly loose lending conditions. In particular, inflation has remained stubbornly above the Federal Reserve’s 2% target, with […]

Discounted DSCR Rate Program At Spartan Invest, we understand the complexities and challenges that come with real estate investments, especially for our out-of-state clients. Our Discounted Debt Service Coverage Ratio (DSCR) rate program has been tailored by Spartan Invest to make property investment more accessible and profitable. This offering is unmatched by any other lender in the market, setting a new standard in investment lending by combining exclusive low rates with flexible, investor-friendly terms. Quick Facts 25% down payment required You can close in an LLC Up to 20 financed properties total* No income documentation needed Rates are available on […]

Although analytical activities—which include evaluating markets, scouting neighborhoods, and crunching numbers—form the basis of every real estate investment, they do not represent the totality of what is required to be a successful investor. Beyond numerical literacy and business acumen, effective real estate investors must also be attuned to their own psychological makeup, and that of others. This encompasses aspects such as decision-making, risk tolerance, and emotional influences. For example, what prompts an investor to make—or not to make—a purchase decision? What is most important to an investor, seller, or tenant during the acquisition, selling, or leasing process? What does that […]

If you’ve spent any time researching real estate investments, you’ve likely run across the term ‘turnkey’ more than once. But what does it mean? We’d like to say there’s one hard and fast definition, but this term has actually come to mean a few different things within the Real Estate Investment space. We’ll break down the differences between common uses of this term, so you’ll always know what you’re buying into. Lower-Case “t” Turn-Key Many people use the word ‘turnkey’ to refer to any property that is rehabbed and tenant-ready. Here, ‘turnkey’ is used as an adjective to describe the […]

After 2022, housing experts and economists made definitive forecasts about the 2023 housing market. They predicted a potential economic recession, a pullback in mortgage rates, an increase in housing inventory, and a leveling off—or even negative growth—in home prices. In essence, many anticipated a shift towards a buyer’s market. But twelve months later, the reality of the housing market bore little resemblance to those earlier predictions. The economy avoided the much-anticipated recession, mortgage rates climbed to a 23-year high, and home prices increased by a record 4.8% in October 2023. Meanwhile, housing inventory remained critically low, with the market recording […]