Real Estate Investment Advice

Finding the money to invest in real estate is one of the biggest challenges for aspiring investors. Fortunately, you don’t have to have all the money upfront to get started. Many successful investors use existing assets, like their primary residence or other properties, to unlock the funds needed to purchase rental properties. Among the most common strategies are cash-out refinances, home equity lines of credit (HELOCs), and other asset-based financing methods. Here’s how these approaches work and why they’re popular among investors. 1. Home Equity Line of Credit (HELOC) A HELOC allows you to tap into the equity of your existing home or […]

Key takeaways After two years of volatility and monetary tightening worldwide, the global real estate market finally appears to be resuming its uptrend in 2024. The Knight Frank Prime Global Cities Index, which monitors 44 key markets in 26 countries worldwide, reported that global home prices increased at an annualized rate of 4.1% in the first quarter of 2024—the highest since Q3 2022. Quarterly price growth has also gained momentum, with a 1.1% increase in Q1 2024 and a 0.3% rise in Q4 2023. This resurgence is particularly noteworthy given that 78% of the markets in the index are experiencing growth. […]

At Spartan Invest, we pride ourselves on providing a seamless, stress-free investment experience. Our tenant selection and property management approach significantly contribute to this goal. One question we often receive from investors is why they aren’t involved in tenant selection. While we understand the desire for control and transparency, there are compelling reasons why we manage this investment on your behalf. Tenant selection is a crucial aspect of successful property investment, as it helps protect financial assets, ensure stable rental income, and maintain a positive community atmosphere. 1. The Role of Property Owners in Rental Property Management Understanding the importance […]

In a much-anticipated announcement yesterday, Federal Reserve Chair Jerome Powell indicated that while inflation appears to be easing, the Fed is not yet ready to cut interest rates. Many experts were hoping for a rate cut sooner rather than later, but Powell’s cautious tone suggests that we may have to wait until September—or even longer—for that to happen. Why the Fed is Holding Off on Rate Cuts The Federal Reserve’s primary focus is controlling inflation while sustaining economic growth. The Fed remains cautious despite positive economic signs, such as declining inflation and strong employment figures. Powell emphasized that the Fed must […]

As you well know, choosing the right market is critical in real estate investment. Getting in at the right time, when an economy is primed for growth and a community has an eye on expansion, can set your investment up to take off like a rocket. What better way to do that than in the Rocket City, Huntsville, AL? This burgeoning metropolitan area invests in infrastructure, attracts corporate investment, and focuses on community and culture, making it appealing for those searching for quality of life. The following are our top reasons for leveraging Huntsville’s investment potential.  1. Its Population Rocket […]

Key takeaways Fair housing complaints are on the rise across the housing market. A 2023 Fair Housing Trend Report by the National Fair Housing Alliance (NFHA) revealed a record-breaking 33,007 complaints filed in 2022—a 5.74% increase in the number of complaints lodged in 2021. In Alabama, 368 complaints were filed in 2022—a number that the NFHA cautions grossly underestimates the actual number of violations, given that “most incidents of housing discrimination go undetected or unreported.” Still, this record-setting number of complaints is noteworthy because it coincides with a rise in penalties for non-compliance. On February 15th, 2023, the U.S. Department […]

Of all many real estate boom-and-bust cycles in living memory, none have arguably been as dramatic and significant as the 2008 Global Financial Crisis. Triggered by the collapse of the subprime mortgage market, the housing bubble’s implosion in the late aughts led to widespread loan defaults and property foreclosures that dragged nationwide home prices down 27.4% over six years. Today’s economic worries are different from those the country faced in 2008. This decade’s primary concerns are sticky inflation and waning affordability rather than recklessly loose lending conditions. In particular, inflation has remained stubbornly above the Federal Reserve’s 2% target, with […]

Discounted DSCR Rate Program At Spartan Invest, we understand the complexities and challenges that come with real estate investments, especially for our out-of-state clients. Our Discounted Debt Service Coverage Ratio (DSCR) rate program has been tailored by Spartan Invest to make property investment more accessible and profitable. This offering is unmatched by any other lender in the market, setting a new standard in investment lending by combining exclusive low rates with flexible, investor-friendly terms. Quick Facts 25% down payment required You can close in an LLC Up to 20 financed properties total* No income documentation needed Rates are available on […]

Although analytical activities—which include evaluating markets, scouting neighborhoods, and crunching numbers—form the basis of every real estate investment, they do not represent the totality of what is required to be a successful investor. Beyond numerical literacy and business acumen, effective real estate investors must also be attuned to their own and others’ psychological makeup. This encompasses aspects such as decision-making, risk tolerance, and emotional influences. For example, what prompts an investor to make—or not to make—a purchase decision? What is most important to an investor, seller, or tenant during the acquisition, selling, or leasing process? What does that say about […]