Real Estate Investment Advice
Home »
Real Estate Investment Advice
Read our blogs, watch our webinars, and get the scoop on everything happening at Spartan Invest. These are our real estate investment tips that are available to help you on your journey. If you're looking for real estate investment advice, Spartan Invest has got you covered.
If you’ve spent any time researching real estate investments, you’ve likely run across the term ‘turnkey’ more than once. But what does it mean? We want to say there’s one hard and fast definition, but this term has come to mean a few different things within the Real Estate Investment space. We’ll break down the differences between common uses of this term so you’ll always know what you’re buying into. Lower-Case “t” Turn-Key Many people use the word ‘turnkey’ to refer to any rehabbed and tenant-ready property. Here, ‘turnkey’ is used as an adjective to describe the property’s condition. We […]
Read MoreAfter 2022, housing experts and economists made definitive forecasts about the 2023 housing market. They predicted a potential economic recession, a pullback in mortgage rates, an increase in housing inventory, and a leveling off—or even negative growth—in home prices. In essence, many anticipated a shift towards a buyer’s market. But twelve months later, the reality of the housing market bore little resemblance to those earlier predictions. The economy avoided the much-anticipated recession, mortgage rates climbed to a 23-year high, and home prices increased by a record 4.8% in October 2023. Meanwhile, housing inventory remained critically low, with the market recording […]
Read MoreThe Landscape of Interest Rates Over the past year, interest rates have been on the rise. For investors, this translates to a more challenging landscape. A best-case scenario for a 20% down payment hovers around 8%. However, it’s essential to recognize that low rates come at the cost of points, especially for properties at a $150,000 price point. As property prices increase, the variability in interest rates becomes even more pronounced. The Forward Commitment Spartan Invest has introduced a forward commitment option that revolutionizes how investors secure financing at a 30-year fixed interest rate. Historically, these offers have only been […]
Read MoreTake a glance at today’s headlines, and you’ll be inundated with stories about rising mortgage rates and surging home prices. All of this is true—interest rates are the highest they’ve been in more than 20+ years, and homes across the country are more expensive now than ever before. Despite these challenges, real estate remains a popular investment choice among American adults. A poll conducted by Gallup in April 2023 showed that 34% of respondents named real estate as the best long-term investment—above gold (26%), stocks and mutual funds (18%), savings accounts and certificates of deposit (13%), and bonds (7%). Although […]
Read MoreIn an environment marked by rising digital transactions and complex regulations, the real estate industry faces heightened risks of fraud, with the FBI reporting nearly $400 million in losses in 2022 alone. However, investors can safeguard their transactions and properties by gaining a comprehensive understanding of real estate contracts and laws, which equips them to counter threats from bad actors and frivolous lawsuits effectively. Legal Considerations Before Buying a Real Estate Investment Property Land Use Laws and Zoning RegulationsBefore you go under contract on a particular property, ensure that you understand the local land development laws and zoning regulations that […]
Read MoreA home inspection is a critical step in the purchasing process of a long term investment property. It provides you with a detailed assessment of certain central factors related to a home’s value. As an investor, you want to do your due diligence, but you may not know what is and what isn’t relevant in a home inspection. By focusing on the high-level issues that really impact the value of your home, a home inspection should give you insights into a rental property and its long-term potential. It can also provide you with necessary data you need to continue your […]
Read MoreWith its potential for significant returns, the real estate market has always been a magnet for investors. But with potential rewards come potential risks. Understanding the real estate cycle is the key to maximizing the rewards and mitigating the risks. This comprehensive guide delves deep into this cycle, its origins, its phases, and how savvy investors can leverage its predictable patterns to their advantage. A Historical Glimpse into the Real Estate Cycle The concept of the real estate cycle isn’t new. Its roots trace back to nearly a century ago when analysts began observing patterns and trends in the housing […]
Read MoreInvesting in turnkey rental properties offers distinct advantages that are hard to find in other investments. Explore the benefits of investing in single family turnkey properties, a strategy offering stability, appreciation, and diversification. Learn how Spartan Invest’s turnkey real estate offerings can help you become a successful real estate investor. 1. Cash Flow – Stability and Growth Real estate stands out as one of the only investments that can begin to produce cash flow from day one. Unlike stocks and bonds, rents hardly ever decrease over time, and in fact, they often increase with market trends. This means that as […]
Read MoreNavigating the 2023 Changes to Loan-Level Price Adjustments: A Comprehensive Insight for Homeowners and Real Estate Investors The real estate market in 2023 has witnessed a significant shift in the form of changes to the Loan-Level Price Adjustments (LLPA). With a restructured system that differentiates fees based on credit scores and down payment percentages, this modification has stimulated a wide-ranging debate regarding its potential impacts on homeowners and real estate investors. A Deep Dive into the Changes Historically, LLPAs have been applied in a uniform manner across all borrowers. This means that there was no differentiation in fees based on […]
Read MoreIn this episode of the From Adversity to Abundance podcast, host Jamie Bateman interviews Maureen McCann, co-founder of Spartan Invest and Atlas Real Property. Maureen shares her journey from being a W2 employee to becoming an entrepreneur and the ups and downs that came with that decision and the challenges she faced along the way. She also talks about her passion for fitness and building a business, as well as being a super mom to her three kids. This inspiring conversation offers hope and encouragement to listeners who may be considering a similar path.
Read More