Real Estate Investment Advice

The Bright Star is the oldest restaurant in Alabama. One of the restaurant’s owners, Andreas Anastassakis, shares his insight on how they have survived tough times in the past and continue to fight for their survival while maintaining their identity.

One of the advantages of investing in real estate is that it provides more stability than many other investments. This stability means less volatility in the overall portfolio of an investor. There are a few reasons why real estate has less volatility than many other investments, but one of the key reasons is the simple fact that regardless of the state of the economy, everyone needs a home.  While housing markets may fluctuate in price, the overall demand for housing remains relatively stable. Housing is not like stocks, bonds, or even art. People may choose to sell all of the […]

Real estate is a unique investment since returns include both the appreciation of the asset as well as rental income (assuming the asset is a rental property). Though this adds some complexity to comparing real estate returns to other asset class returns, on average, real estate investments have outperformed other investments, including stocks and bonds.  How much higher are the returns of real estate? The exact numbers will depend on the time frame, location, and many other factors, but average historical performance can provide a helpful benchmark. Over the last twenty years, real estate has averaged about ten percent in […]

When it comes to real estate investing, the diversification it provides and the potential for income from rental properties are often the benefits most front of mind. But investors would be remiss if they didn’t also take into account the tax breaks real estate investing provides. Taxes are complex and the specific tax breaks real estate investors may be eligible for will depend on many factors. That being said, two of the most common tax breaks for real estate investors are deductions and depreciation.  Those who own real estate, especially rental properties, have a large variety of deduction options. Some […]

Lindsay Davis, CEO of Spartan Invest, and Heather Melson, CPA with Pearce, Bevill, Leesburg, and Moore, sit down to talk about what the stimulus is and how it will impact your business.

Those investing in real estate often choose to invest in rental properties. While one of the goals of owning a rental property is to have a source of passive income, one of the advantages of owning real estate is that regardless of rental income, you still have the asset itself.  Even if a tenant is unable to pay rent, your investment is often still increasing in value due to the appreciation of the property. This is in contrast to other investments, where the asset itself often sees far more volatility. While a temporary lack of rental income may not negatively […]

Real estate is a popular investment option. In fact, it’s one of the go-to investments for those looking to expand their portfolio beyond stocks and bonds, and for good reason.  It varies from market to market, but in general real estate has historically provided investors with higher returns than the stock market. This is especially true of rental properties, which provide investors with passive, predictable income from rental payments, while the value of the underlying asset continues to appreciate.  Real estate also offers investors the opportunity to diversify their portfolio. Investing in an asset class beyond stocks and bonds creates […]

A downturn in the stock market can have a major impact on your portfolio. One way to help mitigate this impact is to diversify, especially by investing in real estate. Diversification is about ensuring that all your financial eggs aren’t in one basket. While this concept is simple enough, many investors fail to implement it sufficiently. An investor may assume a portfolio invested largely in stocks is diversified, since it includes stocks of different market caps, geographic locations, and sectors. While this portfolio is more diverse than one invested in only a handful of stocks, it fails to account for […]

Lindsay Davis, of Spartan Invest, and Jeff Parmer, of the Law Offices of Jeff W. Parmer, discuss how the closing process is being impacted in these uncertain times. Jeff Parmer is a Closing Attorney in Birmingham, Alabama, that Spartan Invest uses for many of their closings. As the world responds to COVID-19, many investors are curious to know how the process of purchasing an investment property could potentially be impacted.