• Skip to main content
Spartan Invest Logo
  • About Us
    • Our Team
    • Why Turn-Key Real Estate?
    • Cost to Invest in Real Estate
  • Our Services
    • Property Analysis
    • Property Renovations
    • New Construction
    • Investor Purchase
    • Leasing
    • Property Management
    • Investor Reporting
  • Our Markets
    • Birmingham
    • Huntsville
    • Tuscaloosa
    • Montgomery
    • Chattanooga
  • Learn
    • Blog & Media
    • Events
    • Market Comparisons
    • Calculator & Case Studies
    • FAQ
    • Investor Personality Type
    • Internationals Investing in the US
  • Podcast
  • Shop Properties
  • Contact Us
    • Careers
    • Giving Back
    • Refer a Friend

I'm Ready!

Discounted DSCR Rate Program

Home » EXCLUSIVE! Discounted DSCR Rate Program

At Spartan Invest, we understand the complexities and challenges that come with real estate investments, especially for our out-of-state clients. Our Discounted Debt Service Coverage Ratio (DSCR) rate program has been tailored by Spartan Invest to make property investment more accessible and profitable. This offering is unmatched by any other lender in the market, setting a new standard in investment lending by combining exclusive low rates with flexible, investor-friendly terms.

Quick Facts

  • 25% down payment required
  • You can close in an LLC
  • Up to 20 financed properties total*
  • No income documentation needed
  • Rates are available on an individual basis

*Extensions may be available upon request

What is the DSCR Rate Discount Program?

The DSCR rate discount program offers a unique opportunity for investors to secure financing at reduced rates, ensuring a smoother and more cost-effective investment journey. This program is specifically designed for rental income properties and is ideal for investors seeking leverage in competitive markets across Alabama, Tennessee, and Georgia.

Key Benefits of the DSCR Rate Discount Program:

  1. No Appraisal Required Before Rate Lock: Investors can lock in their interest rates as soon as we receive a complete application and an executed purchase contract. This simplifies the process, mirroring the ease of typical individual transactions but with the added benefit of a Collateral Desktop Analysis (CDA) to confirm property value.
  2. Flexible Financing Options: Our program supports unlimited property financing under a single LLC, with no income documentation required.
  3. Customizable Terms: Investors can lock in their rates for 30 days with an option to extend. This flexibility ensures that our clients can benefit from the best possible terms, tailored to their specific financial scenarios.

Our Partnership with Guaranteed Rate

To bring you this exclusive financing option, Spartan Invest has partnered with Guaranteed Rate, a leader in mortgage lending. This partnership enables us to offer not just competitive rates but also a streamlined loan processing experience. Guaranteed Rate’s proven track record of reliability and their commitment to technology and customer service aligns perfectly with our dedication to providing outstanding investment solutions.

Why Choose Spartan Invest?

Spartan Invest remains dedicated to providing comprehensive support and streamlined solutions for real estate investors. Our expert team ensures each client maximizes their investment potential through strategic guidance and detailed market insights. With properties across Alabama, Tennessee, and Georgia, our tailored approach helps investors navigate the complexities of real estate investments with ease and confidence.

Check out our inventory and get started today!

Shop Properties

About Us
Our Team

Why Turnkey? Cost to Invest

 

Our Services
Property Analysis
Renovations
Investor Purchase
Leasing
Property Management
Investor Reporting
Warrior Club

Our Markets
Birmingham
Huntsville
Tuscaloosa
Montgomery
Chattanooga

Learn
Blogs & Media
ROI Calculator
Events
FAQ
Podcast
Market Comparisons
Foreign Investors

Shop Turnkey Rentals

Giving Back

Refer a Friend

Contact Us

2015 3rd Ave N

Birmingham, AL 35203

205-202-4118

© 2025 Spartan Invest, All Rights Reserved | Privacy Policy

This website stores cookies on your computer. These cookies are used to improve your website experience and provide more personalised services to you, both on this website and through other media.Ok